Dental Consulting Hot Topics Panel
Tuesday, September 16
3:00 PM - 3:45 PM (PT)
Join Milliman consultants from across actuarial, compliance, and clinical specialties as they share the most in-demand topics of 2025, straight from the client calls they’re getting. This interactive panel will cover key trends in commercial dental networks, dental loss ratio and compliance updates, and evolving Medicare Advantage dental benefits. Panelists will also weigh in on timely developments such as the interstate licensure compact, water fluoridation, and more. Bring your questions, audience participation is encouraged.
Evangeline Stewart
Senior Compliance Analyst at Milliman
Evangeline Stewart is a senior compliance analyst with Milliman. She joined the firm in 2021. Evangeline’s primary area of focus is the development and filing of dental and vision products and commercial ACA plans. She also supports comprehensive regulatory research across the supplemental health, major medical, and life markets.
Prior to joining Milliman, Evangeline obtained her Juris Doctor from Stetson University College of Law and was admitted to the Florida Bar.
Joanne Fontana, FSA, MAAA
Principal and Consulting Actuary
Milliman
Joanne Fontana is a principal and consulting actuary in the Health Practice of Milliman’s Hartford office. She has been with the firm since 2006. During that time, she has consulted for insurance companies, including several major dental carriers, employers, government entities, and other organizations. Joanne’s focus has been mainly on managed care and dental, with experience in premium rate development, provider contract analysis, valuation of post-retirement health benefits and health care reform. Over the past several years, she has worked closely with the National Association of Dental Plans, the California Association of Dental Plans, the American Dental Association, and other dental clients to assess the impact of health care reform on the dental industry. She manages Milliman’s Dental Actuarial Analytics PPO Network Study. This product uses a vast contributor database of dental claims to provide competitive insights on dental network discounts and utilization to study participants. She has worked with carriers and employer groups on dental insurance procurement and Medicaid dental procurements with state entities and bidders. She has done core actuarial dental pricing and underwriting work for many dental carriers. Joanne is considered an industry expert in dental products and pricing; she has presented on dental-related issues at multiple industry forums and authored many topical articles. Before joining Milliman, Joanne spent more than 10 years as an actuary with Cigna, where she held various healthcare financial leadership roles, including Chief Actuary of CIGNA’s dental insurance business.
Lauren Loney, DDS, MS
Actuarial Analyst
CMH Health of Milliman
Lauren is an actuarial analyst with CMH Health of Milliman where she has been contributing since 2024. Prior to entering the actuarial field, Dr. Loney practiced as an endodontist in Ankeny, Iowa. She earned her DDS at the University of Iowa College of Dentistry and completed her endodontics residency training at Marquette University School of Dentistry. During her residency, Dr. Loney led a research study analyzing the success of root canals in children, which utilized over a decade of claims data from Wisconsin. This research sparked a passion for data analysis which inspired her transition from clinical dentistry to the actuarial profession. Since transitioning to the actuarial field, Lauren has enjoyed applying her clinical background in the dental insurance industry.
Nolan Kurtz, PhD, FSA, MAAA
Actuary at Milliman
Nolan Kurtz is an actuary with Milliman’s Hartford, Connecticut office. He joined the firm in 2016. Nolan has a strong background in data analytics with pharmacy, medical, and dental claims in the commercial and Medicare markets. He has worked with medical, pharmacy, and dental claims in multiple countries with varying levels of data quality and different development environments. Nolan helps with the technical aspects of Milliman’s Dental Actuarial Analytics Network Study for commercial and Medicare markets. Nolan is a fellow of the Society of Actuaries and a member of the American Academy of Actuaries.
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